The Canada Revenue Agency (CRA) has confirmed the GST/HST Credit for November 2025, offering eligible individuals and families up to $496 in tax-free support. This quarterly payment helps Canadians manage the rising cost of living by offsetting sales tax expenses on everyday essentials.
What Is the GST/HST Credit?
The GST/HST Credit is a tax-free quarterly payment provided to low- and middle-income Canadians.
It helps reduce the impact of the Goods and Services Tax (GST) and Harmonized Sales Tax (HST) on purchases like:
- Groceries
- Clothing
- Household items
- Basic necessities
The credit is automatically calculated when Canadians file their annual tax returns—no separate application is needed for most people.
Why the November 2025 Payment Matters
With inflation affecting food, transportation, utilities, and rent, the November 2025 GST/HST Credit provides timely financial relief.
Winter months typically mean higher heating and energy costs, making this support especially important for families, seniors, and individuals with limited incomes.
Eligibility Criteria
Eligibility is based on:
- 2024 tax return
- Family income
- Number of dependents
Both single individuals and families can qualify. Households with children generally receive higher credit amounts.
Key Details: GST/HST Credit November 2025
| Detail | November 2025 Update |
|---|---|
| Payment Amount | Up to $496 (tax-free) |
| Payment Date | November 2025 |
| Eligibility | Low- and middle-income Canadians |
| Assessment Basis | 2024 tax return |
| Distribution Method | Direct deposit or mailed cheque |
| Frequency | Quarterly (every 3 months) |
How the Payment Helps Families and Individuals
The credit can provide meaningful relief for:
Families
- Groceries
- School supplies
- Winter clothing
- Utility bills
Seniors
- Medication
- Heating costs
- Daily living needs
Single Individuals
- Rental expenses
- Transportation
- Essential purchases
Overall, the GST/HST Credit helps reduce financial stress and supports day-to-day stability.
How Payments Are Issued
The CRA sends the GST/HST Credit automatically by:
- Direct deposit (fastest method)
- Mailed cheque (if no direct deposit info is provided)
Canadians should ensure their banking details are up to date with the CRA to avoid delays.
Conclusion
The CRA $496 GST/HST Credit for November 2025 is a vital support measure for Canadians navigating rising living costs. By offering tax-free quarterly payments, the government helps individuals and families maintain financial stability during economically challenging times. This initiative continues to play an essential role in supporting households across the country.
