With a gradual but kind step towards the empowerment of elderly people, the Employees’ Provident Fund Organisation (EPFO), on November 3, 2025, introduced a revolutionary update which made Digital Life Certificates (DLC)—or Jeevan Pramaan totally cost-free and everyday accessible from the place of home. By collaborating with the India Post Payments Bank (IPPB), this initiative has, in fact, removed the need for traveling for more than 7 million EPS pensioners, thus, allowing the uninterrupted flow of pensions during the yearly submission process which comes to an end on November 30. It is a compassionate gesture to the veterans of India, where the fusion of technology and human concern for verification processes has made it effortless.
Benefits
This update has changed the process of managing pensions by facilitating submission of Life Certificates at doorsteps with no cost—EPFO pays all fees, hence, no burden on pensioners of ₹50 per service. Some of the major benefits are the use of biometric verification through the IPPB agents coming to the house which considerably decreases the physical strain on the weak or the ones living in remote areas. Moreover, it makes the regular flow of income protected from being cut off due to the inability to meet the deadline, thereby, securing the post-EPS hikes average monthly incomes of ₹7,500. The digitized records will not just provide the somewhat compromised security against fraud but will also bring about the entire process being more eco-friendly as it will not require as much paper. For the families, it is a relaxation: the long wait at banks or post offices is no more, hence they can spend more time with their loved ones.
Eligibility
Every active EPS-95 pensioner is eligible; so are retired persons, widows, orphans, and disabled persons who are getting the EPFO pensions. Basically, there is no service period or minimum age limit—just have a valid Pension Payment Order (PPO) and linked Aadhaar. Also, non-EPFO central government pensioners under Jeevan Pramaan are entitled to similar services but this EPFO-IPPB partnership is for its 78 lakh beneficiaries only. Always keep your mobile number and bank details current in the portal for smooth processing of the EPFO system.
How to Apply
Application is very simple and the applicant will not leave home. Go to the EPFO site or Unified Member Portal, and sign in with UAN, then select ‘Jeevan Pramaan’ from the list of services. Another option is to schedule a free visit at your doorstep through IPPB’s app, web (ippbonline.com), or call (155299). An agent will come with a tablet for it to get done through either iris or fingerprint scanning, and the e-certificate will be generated on the spot. Then, submit it at jeevanpramaan.gov.in using Aadhaar OTP for self-submission. Online status tracking is available; certificates will be automatically synced with EPFO in 24 hours. In case of difficulties, call the EPFO’s toll-free number 1800-118-005.
Why It Matters
This change indicates that EPFO is loyal to the policy of inclusive welfare, providing means of transport for those who find it difficult to move around, that will enable them to submit their claims since 20% of them are affected by this barrier through the submission process. Some of the features that stand out are: countrywide adoption by the date of November 15, 2025; integration with Aadhaar for secure and unchangeable records; and a special campaign 4.0 facilitating an increase in submissions by 30%. Pensioners, please verify your information on a quarterly basis so that you do not fall victim to inconveniences; employees, understand that this is a preview of the future where digital claims will be automatically processed just like the perks of auto-claims. The public benefits from the government that is using the model of efficient governance, which has cut down the regulatory burdens and is also the promotion of financial literacy.
Final Word
The EPFO’s DLC update is a clear statement of the organization’s commitment to the welfare of the people delivered through modern technology and digital verification that allows much better convenience for home-based verifications. By empowering financial security at no cost, it reiterates the point that every pensioner’s journey must be one of dignity and ease. With the arrival of this technology era, we mustn’t feel bad as our hard-earned benefits are just a scan away, thus ensuring brighter tomorrows without the burden.
