Currently, the central government pensioners along with the trade unions forcefully ask for raising the minimum pension of the Employees’ Pension Scheme (EPS-95) from the present ₹1,000 to ₹9,000 monthly. This enduring proposal has been the subject of numerous submissions to the Ministry of Labour & Employment and EPFO, giving it new life in 2025.
Why Is the ₹9,000 Pension Demand Important?
Despite the increasing inflation and living expenses in the country, the minimum pension under EPS-95 remains ₹1,000, which has become no more than a drop in the ocean for retirees. They claim this amount is not enough for the basic needs, particularly for those without any other source of income. The demand for ₹9,000 is supported by several employee unions and public representatives’ suggestions, which are ultimately aimed to guarantee a dignified post-retirement living condition.
How EPS-95 Works
EPS-95 is a Defined Contribution–Defined Benefit scheme that is run by EPFO. The company pays 8.33% of the worker’s monthly wage (up to a maximum of ₹15,000) into the pension fund and the government adds 1.16% as its budget support. Pension payments are made from this growing pool of money.
Still, the most recent valuation indicates that the fund has an actuarial deficit, which is why the government is being careful not to approve a large increase without some kind of financial overhaul.
Key Details of the ₹9,000 Pension Demand
| Feature | Current Status | Proposed Demand (2025) |
|---|---|---|
| Minimum Monthly Pension | ₹1,000 | ₹9,000 |
| Eligible Scheme | EPS-95 | EPS-95 |
| Contributors | Employer + Govt | Same |
| Fund Status | Actuarial Deficit | Needs restructuring |
| Government Response | Under review | No final decision yet |
What’s Next?
- Government Review: The Ministry is evaluating financial feasibility
- Union Pressure: Retirees continue protests and petitions
- Legal Push: Cases pending in High Courts and Supreme Court
- Public Support: Growing awareness and media coverage
Final Thoughts
The demand for a ₹9,000 minimum pension under EPS-95 reflects the urgent need for better retirement support. While the government has acknowledged the issue, no final decision has been made. Pensioners are advised to stay updated via EPFO’s official portal and union announcements. A favorable outcome could transform the lives of millions of retirees across India.
