Among the public sector banks in India, Punjab National Bank (PNB) is the one that has come up with a special deposit scheme called PNB Utsav Fixed Deposit (FD) Offer 2025 which is a limited period scheme for a good amount of interest to the customers, thus helping them to grow their savings more securely. With the festive offer, investments for short-to-medium-term are encouraged at a rate higher than that of regular FDs.
What Is the PNB Utsav FD Offer?
The PNB Utsav FD is a unique fixed deposit scheme that was launched in the season of festivities of 2025. It has higher interest rates for certain periods which make it a good option for anyone who wants to make more money from their idle funds. The program is not just for ordinary customers but also for the elderly, who will enjoy more perks.
PNB Utsav FD 2025 – Key Highlights
| Feature | Details |
|---|---|
| Scheme Name | PNB Utsav FD Offer 2025 |
| Interest Rate (General Public) | Up to 6.60% p.a. |
| Interest Rate (Senior Citizens) | Up to 7.10% p.a. |
| Tenure Options | 400 days and other select durations |
| Minimum Deposit | ₹1,000 |
| Maximum Deposit | ₹2 crore (for retail customers) |
| Premature Withdrawal | Allowed with applicable penalty |
| Validity | Limited-time festive offer (check with bank) |
Why Choose PNB Utsav FD?
- Higher Interest Rates: Earn more than regular FD schemes
- Safe Investment: Backed by a trusted government bank
- Senior Citizen Advantage: Extra 0.50% interest for senior citizens
- Flexible Tenures: Choose from multiple durations to suit your goals
- Easy to Open: Available online and at all PNB branches
Final Thoughts
For PNB Utsav FD Offer 2025, it is a perfect time for the investors who are looking for a short-term, high-yield, and safe investment to invest in. With interest rates of up to 7.10%, this scheme caters to both savers and retirees. Hurry up! Go to the nearest PNB branch or log in to the official website to get your FD before the offer expires.
