Indian Bank (SBI) launched an attractive single-dip scheme of no-risk investments for short-term investors called the SBI FD 440 Days Scheme 2025. This is a scheme with low minimum investment and high-interest rates, which makes it profitable for a particular period of time.
What Is SBI FD 440 Days Scheme?
This deposit has a fixed term of 440 days, during which the depositor enjoys the best rates of interest. The scheme is limited up to a certain period, and the advantage is to support saving habits that come with guaranteed returns and also with flexible payout options.
SBI FD 440 Days 2025 – Latest Scheme Details
| Feature | Details |
|---|---|
| Scheme Name | SBI Special FD – 440 Days |
| Tenure | 440 Days |
| Minimum Investment | ₹1,000 |
| Maximum Investment | Less than ₹2 crore |
| Interest Rate (General) | 6.75% per annum |
| Interest Rate (Senior Citizens) | 7.25% per annum |
| Interest Payout Options | Monthly, Quarterly, or at Maturity |
| Scheme Validity | Until 31 March 2025 |
Key Benefits of SBI FD 440 Days
- ✅ Low Entry Point: Start investing with just ₹1,000
- ✅ High Returns: Up to 7.25% for senior citizens
- ✅ Short-Term Lock-In: Ideal for 1-year financial goals
- ✅ Safe & Secure: Backed by India’s largest public sector bank
- ✅ Flexible Payouts: Choose how and when to receive interest
Who Should Consider This FD?
- Novice investors aiming at security
- Old persons desiring better rates
- Wage earners having short-term targets
- Entrepreneurs having idle funds
Final Thoughts
Using SBI FD 440 Days Scheme 2025 is a wise and secure way of earning better returns over a shorter period. This is a good plan for the least risk-taking because it offers low investment and high interest. You must invest prior to 31 March 2025 as it is the only time period to get this offer which is for a limited period.
