SBI FD 444 Days Scheme 2025, or SBI Amrit Vrishti Scheme, is a unique fixed deposit plan that the State Bank of India has created. It is targeted to those who invest for a short period wanting high returns with minimum investment and no risk at all. With the scheme having high interest rates and various payout options, it is very good for salaried people, aged citizens, and even first-time investors.
What Is SBI FD 444 Days Scheme?
The scheme under this plan is to deposit money for 444 days with the advantage of earning a higher rate of interest than the usual fixed deposits. It is a temporary scheme to promote short-term savings and to provide better returns. The minimum investment is only ₹1,000 which makes it feasible for nearly all people.
Latest Scheme Details – 2025
| Feature | Details |
|---|---|
| Scheme Name | SBI Amrit Vrishti FD |
| Tenure | 444 Days |
| Minimum Investment | ₹1,000 |
| Maximum Investment | Less than ₹3 crore |
| Interest Rate (General) | 6.85% per annum |
| Interest Rate (Senior Citizens) | 7.35% per annum |
| Interest Payout Options | Monthly, Quarterly, Half-Yearly, Maturity |
| Scheme Validity | Until 31 March 2025 |
Key Benefits
- Low Entry Barrier: Start with only ₹1,000
- High Returns: max. 7.35% for senior citizens
- Flexible Payouts: Decide on the interest and the time of receiving it
- Safe Investment: SBI, the largest public sector bank in India, backs it up
- Short-Term Lock-In: Only for 444 days, which is quick for returns
Who Should Invest?
- Newcomers trying to find good, safe places for their money
- Older people wanting better rates for their savings
- Employed persons with the need of money in the near future
- Entrepreneurs with additional money in their business
Final Thoughts
The SBI FD 444 Days Scheme 2025 is the right way to go for those who want to make low-risk, high-reward investments. The options and the rates are flexible, thus making it suitable for short-term financial goals. The chance to cash in on this attractive offer will disappear on March 31, 2025, so act now.
